We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time 31F decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether to permit the use of their information in this separate manner.

THEREFORE, this Privacy Policy Agreement shall apply to 31F, and thus it shall govern any and all data collection and usage thereof. Through the use of our services you are herein consenting to the following data procedures expressed within this agreement.

Specifically, this Policy will inform you of the following:

     1) What personally identifiable information is collected from you;

     2) Why we collect personally identifiable information and the legal basis for such collection;

     3) How we use the collected information and with whom it may be shared;

     4) What choices are available to you regarding the use of your data; and

     5) The security procedures in place to protect the misuse of your information.

 

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to provide you with any products or services.

31F collects various types of information, such as:

Voluntarily provided information which may include your name, address, email address, banking (personal and/or business, including but not limited to branch name, account number, IBAN/Swift code), EIN, business certificates of incorporation, passport, drivers license, utility bill, and/or etc. which may be used when you request products and/or services and to deliver the products and/or services you have requested.

Please rest assured that 31F and/or this site will only collect personal information that you knowingly and willingly provide to us by way of requests for documentation, draft and completed financial and KYC forms and agreements, and emails. It is the intent of 31F and/or this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for in this Policy.

Why We Collect Information and For How Long

31F is collecting your data for several reasons:

     1) To better understand your needs and provide you with the services you have requested;

     2) To fulfill our legitimate interest in improving our services and/or products;

     3) To contact you to fill out forms, and/or upload documents, when we have your consent to do so;

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators including Lexis Nexis, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

31F does not now, nor will it in the future, sell, rent or lease any of its customer/client(s) or authorized individuals/agents data to any third parties.

31F may feel it necessary, from time to time, to contact you on behalf of our other external business partners with regards to services which we are performing on their behalf or in regards to services that may be of interest to you. If you consent, then, at that time, specific identifiable information, such as name, email address and/or telephone number, may be shared with the third party.

Disclosure of Information

31F may not use or disclose the information provided by you except under the following circumstances:

     – as necessary to provide services or products you have requested;

     – in other ways described in this Policy or to which you have otherwise consented;

     – in the aggregate with other information in such a way so that your identity cannot reasonably be determined;

     – as required by law, or in response to a subpoena or search warrant;

     – to outside auditors who have agreed to keep the information confidential;

     – as necessary to enforce the terms of our agreement with you;

     – as necessary to maintain, safeguard and preserve all the rights and property of 31F.

Non-Marketing Purposes

31F greatly respects your privacy. We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in 31F’s products and/or services).

Children under the age of 13

31F and 31F’s website is not directed to, and does not knowingly collect personal identifiable information from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system’s database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use 31F and/or 31F’s website.

Unsubscribe or Opt-Out

All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email. To discontinue from us please send an email that you wish to unsubscribe to [email protected]. If you wish to unsubscribe or opt-out from any third party websites, you must go to that specific website to unsubscribe and/or opt-out. 31F will continue to adhere to this Policy with respect to any personal information previously collected.

Links to Other Web Sites

Our website does not contain links to affiliate and other websites. 31F does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by 31F and/or 31F’s website.

Notice to European Union Users

31F ‘s operations are located in the United States. If you provide information to us, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting to its storage and use as described in this Policy.

Security

31F takes precautions to protect your information. When you submit sensitive

information via the website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. Passport), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, performing KYC) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the user’s personal information under our control.

Acceptance of Terms

Through the use of this website and our services, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites and/or services. In addition, your continued use of our website and/or services following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website and/or services, please feel free to contact us at the following email.

Email: [email protected]